COVID 19 - Funding Information and Support
We are aware that this is a very challenging time for individuals and businesses and COVID-19 is having a significant impact. We will regularly update this page with funding opportunities and support available.
We are available Monday – Friday, 9am to 5pm. You can contact us by emailing firstname.lastname@example.org and we will reply as soon as possible.
Coronavirus Financial Support for Self Employed
Please view our dedicated page for self-employed funding and support information.
Coronavirus Financial Support for Businesses
The UK Government has created a tool to help find what support is available to businesses. Coronavirus (COVID-19) support is available to employers and the self-employed. You may be eligible for loans, tax relief and cash grants. Find financial support for your business.
See below for details of current funding opportunities.
Following the First Minister’s announcement on 21 December 2021 regarding new measures required to slow the spread of Coronavirus, funding has been allocated to support businesses in the hospitality sector who have lost bookings during this key trading period.
The December and January Business Support Top Up – Hospitality will provide financial support to businesses in the hospitality sector affected by the latest public health advice, where they are registered as one of the following:
- public houses
- other licensed premises classed as hospitality
- hotels with bars and restaurants
Any business not classed as one of the above will not be eligible for this funding. Awards are granted based on the primary function of the business.
The grant is a one-off payment at the rate of:
- £4,500 for premises which have a rateable value of up to and including £51,000, or
- £6,800 for premises have a rateable value of £51,001 or above
Further information on this funding, to support businesses in the hospitality sector who have lost bookings during December 2021 and January 2022, is available on the Find Business Support website.
If you have previously received support from the Strategic Framework Business Fund you will be automatically assessed for eligibility for this top-up payment.
Eligible business who previously received funding from the Strategic Framework Business Fund were contacted by email on Monday 10 January and have until 31 January to complete the declaration form provided. If you believe you are eligible and did not receive an email, please contact email@example.com.
New hospitality businesses:
Businesses who are registered as a public house, restaurant, cafes, hotel with restaurants and bars, nightclub or other licensed club but have never received COVID-19 funding via the local authority, may be eligible for funding. The grant is available for businesses with premises registered for NDR as of 1 April 2021.
New businesses should complete the online form in order to be assessed for eligibility. The deadline for completion is 31 January. Note this form is for new businesses only. If you have previously received Covid grant funding through the Strategic Framework Business Fund, you will have been contacted directly.
Any business with a query relating to this funding or the application form for new businesses should contact CovidBusinessSupport@gov.scot.
The January Business Support Top Up – Hospitality and Leisure will provide a one-off payment to support businesses in Scotland that were affected by the requirements for physical distancing and capacity limits that came into force from 27 December 2021 due to COVID-19.
The one-off payment for hospitality businesses is at a rate of:
- £1,400 for premises which have a rateable value of up to and including £51,000
- £2,100 for premises which have a rateable value of £51,001 or more
The one-off payment for leisure businesses is at a rate of:
- £2,100 for premises which have a rateable value of up to and including £51,000
- £3,150 for premises which have a rateable value of £51,001 or more
Individual ratepayers with more than one business may receive an award for each registered business entity.
If you have previously received support from the Strategic Framework Business Fund you will be automatically assessed for eligibility for this top-up payment and eligible businesses will be contacted in due course. Please do not contact us about this payment just now.
See the Find Business Support website for further details and eligibility criteria.
Any hospitality or leisure business with a query relating to this funding should contact CovidBusinessSupport@gov.scot.
If you’re running a business in Scotland and want to do more with digital, for example to; improve cyber security, build online booking systems, develop apps or invest in software, which can help to increase productivity and safeguard jobs, then this fund may be applicable to you.
The grant is open to all businesses across Scotland who are looking to enhance their service or organisation using digital technology, platforms and innovation. All sectors can apply.
Businesses who are VAT registered can apply for grants of up to £20K. For VAT registered businesses all VAT costs are excluded from the grant sum awarded.
Businesses who are not VAT registered can apply for grants of up to £5K.
This fund is being processed on a first come, first served basis.
For more details on eligibility and how to apply, visit the DigitalBoost website.
This funds is to support freelance creative professionals based in Scotland who work in the arts, screen and creative sector and who are experiencing immediate financial difficulty due to the cancellation or deferral of events because of COVID-19, that were due to take place in the period 27 November 2021 – 31 March 2022.
The fund offers a one-off award to those who are most deeply impacted and disadvantaged by the cancellation or postponement of activity because of the current emergency situation. This can include the cancellation or deferral of performances, productions, exhibitions and shows from which freelancers would have received income. This fund will not replace income lost through cancellation but will provide a contribution to partially offset its adverse impact.
This fund will be administered by Creative Scotland.
High levels of demand are anticipated for this fund. To assist those who are not able to apply immediately, or who may not be able to confirm their details at the time that the fund opens, the fund will be administered in two stages. £4m will be made available when the fund goes live in January. A further £4m will be made available later.
You can request between £500 and £2000 to help offset the financial impact of cancellation of your activity. You may also request access costs.
Find out more and apply on the Creative Scotland website.
Details of a financial package worth up to £9 million for Scotland’s vital tourism sector have been confirmed.
VisitScotland will administer the funding package on behalf of Scottish Government, and it will be split between affected businesses in the following areas:
- coach operators
- day tour operators
- inbound tour operators
- outdoor / marine
- visitor attractions
Work is under way to establish how the funding goes to businesses in the quickest way possible.
Find out more on the VisitScotland website.
The Scottish Wedding Industry Fund will be administered by Enterprise agencies.
Wedding supply chain businesses that previously received support through the Scottish Wedding Industry Fund (SWIF) will receive a top-up payment and be contacted directly from 10 January.
Businesses that previously received (SWIF):
- £5,000 will receive an additional £625
- £10,000 will receive an additional £1,250
- £15,000 will receive an additional £1,875
- £25,000 will receive an additional £3,125
The Scottish Government’s Business Ventilation Fund will help businesses improve ventilation and air quality on their premises to help reduce the risk of coronavirus transmission.
The fund will allow businesses to claim back costs to improve ventilation of up to £2500.
Support will target high-risk settings where people come into close proximity, such as hospitality and leisure sectors.
To be eligible for funding, businesses must:
- be a small or medium-sized enterprise
- be in an eligible sector
- have physical premises
- pay non-domestic rates
It is free to apply for the fund. Businesses will be required to pay for the costs of improvements (with pre-approval) and claim the costs back once the work is complete (up to a maximum of £2500).
Applications will be accepted until Thursday 31 March 2022 or until the fund runs out, whichever comes first.
If your business is in an eligible sector, you can start the application process. Next steps:
- complete an online self-assessment form to receive advice on whether your business requires support to improve ventilation
- if eligible for support, you will be asked to provide further details about your business and the remedial work you propose to undertake to improve ventilation
- if the proposed work is approved, you can submit receipts for work carried out and a payment of up to £2,500 will be made
Find out more and complete an online self assessment form on the Scottish Government website.
The Business Improvement Grant (our BIG fund) forms part of Angus Council’s recovery support for any Angus-based business, following on from Scottish Government’s Discretionary Funding.
This grant is for businesses who have ambitions to innovate or diversify. It will enable companies to:
- future proof their business
- ensure survival
- secure growth opportunities by being innovative in outlook and practice
- promote economic recovery
- protect and enhance job security
- retain and potentially create jobs
- Successful applicants will receive a one-off payment of £2000, £5000, £8000 or £15,000.
Examples of innovation and diversification can include (but are not restricted to):
- introducing an online selling function
- buying new equipment to support the manufacturing of a new product
- working in collaboration with other companies or independently to bid for tenders/contracts
- introducing a new service as part of a diversification programme for the company
- marketing costs to cover venturing into new markets
Two strands of grants are available:
Strand 1 – Successful applicants will receive a one-off payment of £2,000, £5,000, £8,000 or £15,000.
Strand 2 – £25,ooo payment will be competition-based and will be pitched to judging panel, as per details below:
This specific grant will be assessed by a panel of Angus business leaders. Eligible applicants will be invited to pitch their project idea to this panel of judges. If projects are particularly innovative and / or likely to return the greatest economic impact, the panel will select 12 projects for a one-off payment of £25,000.
This fund is now closed for applications. Applications will now be assessed and applicants notified of a decision in due course.
The Scottish Food and Drink Net Zero Challenge Fund has been launched by Interface and the Scotland Food and Drink Partnership to support Scotland’s food and drink businesses as part of the Recovery Plan funded by Scottish Government. It aims to support businesses to accelerate their journey towards Net Zero and improve their environmental sustainability utilising the world class knowledge base and facilities across Scottish Universities, Research Institutes and Colleges.
Please contact firstname.lastname@example.org and we will help identify and connect you into key academic expertise to support your project ideas.
The fund will support companies working in or with the food and drink supply chain in Scotland to reduce environmental impacts. It will pay for companies to utilise the expertise Scotland’s higher education institutions and colleges can provide. Scotland is blessed with world class academia across numerous disciplines including Agri-tech, IT, data, manufacturing, engineering, food science, chemistry, biology, environmental and consumer sciences. Funding awards of up to£10,000 will be made available for businesses to partner with and fund Scottish academia on projects contributing to sustainability and Net Zero goals.
If you are a business with a Net Zero challenge and don’t already have an academic partner, Interface can provide a free, impartial connection into relevant academic experts. The earlier you submit a form the better as it takes time to go through the enquiry process to identify and introduce to an academic. Therefore, there is a deadline of 17 November.
If you have already identified an academic partner or are the academic partner, you must jointly fill in the Application Form Net Zero Fund. Submission deadline is 5pm on the 17 December.
Find out more about the fund and how to apply on the Interface website.
This fund aims to enable creative organisations to explore ways of working that will help them to adapt and respond to the current changing circumstances.
Due to a funding boost the fund threshold has been raised. Organisations and individuals can now apply for funding of between £1,000 and £100,000.
Funding for Individuals – Freelance and self-employed artists and creative practitioners in Scotland can apply for projects supporting the development of their practice.
Funding for Organisations – Organisations and groups based in Scotland whose work or project involves the arts, screen and creative industries.
Find out more about this fund.
The Coronavirus Job Retention Scheme has been extended until 30 September 2021. Find out how the Coronavirus Job Retention Scheme is changing on the UK Government website.
If you cannot maintain your workforce because your operations have been affected by coronavirus (COVID-19), you can furlough employees and apply for a grant to cover a portion of their usual monthly wage costs where you record them as being on furlough.
See full details of the scheme including eligibility and steps you need to take on the UK Government website.
The Coronavirus Statutory Sick Pay Rebate Scheme opened on 26 May 2020. Businesses with fewer than 250 employees can apply to HMRC to recover the costs of paying COVID-19-related Statutory Sick Pay.
The repayment will cover up to two weeks of SSP, and is payable if an employee is unable to work because they:
- have coronavirus; or
- are self-isolating and unable to work from home; or
- are shielding because they’ve been advised that they’re at high risk of severe illness from coronavirus
If you use an agent who is authorised to do PAYE online for you, they will be able to claim on your behalf. Employers who are unable to claim online should have received a letter on an alternative way to claim. Contact HMRC if you have not received a letter and are unable to make any eligible claims online.
The Kickstart Scheme is a new £2 billion fund to create job placements for 16 to 24 year olds who are on Universal Credit and are deemed to be at risk of long term unemployment.
Funding is available for each job will cover 100% of the relevant National Minimum Wage for 25 hours a week, plus the associated employer National Insurance contributions and employer minimum automatic enrollment contributions. There is also £1,500 per job placement available for setup costs, support and training.
The Kickstart scheme has changed. Businesses no longer need a minimum of 30 job placements to apply directly for a grant. You can now apply for a Kickstart Scheme grant by either applying online yourself or getting help from a Kickstart gateway who is already working with the Kickstart Scheme.
Businesses can submit an application via the UK Government website.
The BT Small Business Support Scheme introduces a range of new measures to help small business boost their connectivity, cash flow and confidence.
Funding ultrafast business connections: BT is helping to fund the total cost of an Ethernet line by subsidising the total cost by up to £2,500 per customer.
Bursaries for UK start-ups: BT has launched a new bursary scheme to give 1,000 UK start-ups and entrepreneurs a financial head start. Eligible companies can apply for a bursary to benefit from six months free fibre broadband and mobile bundles. You’ll need to have set up your company after 1 October 2019 and be taking BT Broadband for the first time.
Helping small businesses to go cashless: BT is preparing to launch a new digital payments solution, to help small businesses move to cashless transactions. Further details will be announced in due course.
Helping small businesses access the full power of digital and social media advertising: BT is looking to help small firms across the UK to better promote their goods and services online. More details will be announced in due course.
Supporting small businesses through mentoring: BT is introducing a new mentoring scheme for small businesses, to provide them with free access to its expertise across strategy, marketing, sales, and more. BT will support businesses via Digital Boost, a free non-profit platform uniting digital experts with leaders of small businesses and charities.
Helping small businesses acquire new digital skills: Help for small businesses with digital skills training is available through BT’s Skills for Tomorrow .BT has released new learning content on crucial topics, including how to prevent cyber-attacks and using social media to reach new customers.
Find out more about the BT Small Business Support Scheme.
Aquaculture businesses affected by the collapse of international markets due to the coronavirus pandemic can apply to cover the costs of storing unsold stock
To be eligible you must be an Aquaculture Enterprise, broadly defined as a business practicing the farming of fish, crustaceans, molluscs, aquatic plants, algae, and other organisms.
The eligible costs you can apply for are the additional storage costs occurring between 1 February and 31 December 2020 as a consequence of the COVID‐19 outbreak. These are expected to be the cost of refrigeration/freezing and transport. Other costs will be considered on a case by case basis.
Further details including application guidance and how to apply can be found via the Scottish Government website.
Before you make an Application please contact EMFF@gov.scot with brief details so your interest can be registered.
The Private Rent Sector Landlord Covid-19 Loan Scheme offers interest free loans to landlords whose tenants are having difficulty paying rent.
Applications are open now.
The loan is being delivered by the Energy Saving Trust on behalf of the Scottish Government.
Further information including online application form, general guidance and FAQs can be found via the Energy Savings Trust website.
The Recovery Loan Scheme ensures businesses of any size can continue to access loans and other kinds of finance up to £10 million per business once the existing COVID-19 loan schemes close, providing support as businesses recover and grow following the disruption of the pandemic and the end of the transition period.
Once received, the finance can be used for any legitimate business purpose, including growth and investment.
The government guarantees 80% of the finance to the lender to ensure they continue to have the confidence to lend to businesses.
See more information on the UK Government website.
The COVID Working Capital Loan provides Scottish SMEs with a loan to help fund working capital and cashflow needs. Eligible businesses may be able to borrow between £25,000 and £100,000, or up to £250,000 in exceptional circumstances.
All borrowers will be given an initial 3-month capital and interest holiday, with interest fixed at 6% thereafter.
Businesses must be able to prove they were not previously in financial difficulty, were financially viable at 31st December 2019 and demonstrate that with the support of a COVID Working Capital Loan they can trade through this pandemic.
Businesses should have tried to access the Coronavirus Business Interruption Loan Scheme (CBILS) or Bounce Back Loan Scheme (BBLS) available from the UK Government before applying to Business Loans Scotland for a COVID Working Capital Loan. Current or previous borrowers from Business Loans Scotland, as well as those businesses which have successfully applied to the Coronavirus Business Interruption Loan Scheme (CBILS) or the Bounce Back Loan Scheme (BBLS) are also eligible to apply.
Applications can be made through the Business Loans Scotland website.
VAT registered businesses can apply a temporary 5% reduced rate of VAT to certain supplies relating to hospitality, hotel and holiday accommodation and admissions to certain attractions.
The temporary reduced rate of 5% has been extended and will now apply to supplies that are made between 15 July 2020 and 30 September 2021. From 1 October 2021 until 31 March 2022, a VAT rate of 12.5% will apply.
If you supply food and non-alcoholic beverages for consumption on your premises, for example, a restaurant, café or pub, you’re currently required to charge VAT at the standard rate of 20%. However, when you make these supplies between 15 July 2020 and 31 March 2021 you will only need to charge 5%. You will also be able to charge the reduced rate of VAT on your supplies of hot takeaway food and hot takeaway non-alcoholic drinks.
Hotel and holiday accommodation
You will benefit from the temporary reduced rate if you:
- supply sleeping accommodation in a hotel or similar establishment
- make certain supplies of holiday accommodation
- charge fees for caravan pitches and associated facilities
- charge fees for tent pitches or camping facilities
Admission to certain attractions
If you charge a fee for admission to certain attractions where the supplies are currently standard rated, you will only need to charge the reduced rate of VAT between 15 July 2020 and 31 March 2021. However, if the fee you charge for admission is currently exempt that will take precedence and your supplies will not qualify for the reduced rate.
If you deferred VAT payments due between 20 March 2020 and 30 June 2020 and still have payments to make, you can:
- pay the deferred VAT in full, on or before 31 March 2021
- join the VAT deferral new payment scheme
- contact HMRC on telephone: 0800 024 1222 by 30 June if you need extra help to pay
The VAT deferral new payment scheme is open from 23 February 2021 up to and including 21 June 2021.
The scheme lets you:
- pay your deferred VAT in equal instalments, interest free
- choose the number of instalments, from 2 to 11 (depending on when you join)
How to join the new payment scheme
Before joining you must:
- Create your own Government Gateway account (if you don’t already have one)
- Submit any outstanding VAT returns from the last 4 years – otherwise you’ll not be able to join the scheme
- Correct errors on your VAT returns as soon as possible.
- Make sure you know how much you owe, including the amount you originally deferred and how much you may have already paid
To use the online scheme you must:
- join the scheme yourself, your agent cannot do this for you
- still have deferred VAT to pay
- be up to date with your VAT returns
- join by 21 June 2021
- pay the first instalment when you join
- pay your instalments by Direct Debit (if you want to use the scheme but cannot pay by Direct Debit, there’s an alternative entry route for you)
Find out more and apply to join the scheme on the UK Government website.
Trade Credit Insurance, which provides essential cover to business-to-business transactions, will receive up to £10 billion of UK Government guarantees.
The Trade Credit Reinsurance scheme, which has been agreed following extensive discussions with the insurance sector, will see the vast majority of Trade Credit Insurance coverage maintained across the UK. The guarantees will support supply chains and help businesses to trade with confidence knowing that they will be protected if a customer defaults or delays on payment.
The scheme is available on a temporary basis for nine months, backdated to 1 April 2020, and running until 31 December 2020, with the potential for extension if required. The scheme will be delivered through a reinsurance agreement that is open to all insurers currently operating in the UK market, covering both domestic and overseas trade with payment terms of up to 2 years
Implementation of the scheme is subject to state aid approval, agreement of full form documentation with insurers and acceptance of applications from insurers for participation
Further information can be found via the News section of the UK Government website.