COVID 19 - Funding Information and Support
We are aware that this is a very challenging time for individuals and businesses and COVID-19 is having a significant impact. We will regularly update this page with funding opportunities and support available.
We are available Monday – Friday, 9am to 5pm. You can contact us by emailing firstname.lastname@example.org and we will reply as soon as possible.
Coronavirus Financial Support for Self Employed
Please view our dedicated page for self-employed funding and support information.
Coronavirus Financial Support for Businesses
The UK Government has created a tool to help find what support is available to businesses. Coronavirus (COVID-19) support is available to employers and the self-employed. You may be eligible for loans, tax relief and cash grants. Find financial support for your business.
See below for details of current funding opportunities.
The purpose of this discretionary fund is to support Angus based businesses that have been impacted by COVID-19 restrictions and regulations and have had no financial support since 9 October 2020.
This funding is aimed at micro and small businesses (less than 50 staff) across all sectors and company types, including those that do not pay Non Domestic Rates.
This funding is specifically for:
• businesses that supply goods or services to those who have been closed or restricted (such as caterers; events/conference organisers, bands, DJs, photographers etc.) cleaning – businesses; tradespeople; facilities management businesses; food/drink suppliers/wholesalers; AV companies
• businesses facing hardship as a consequence of the current restrictions (such as kennels and catteries; tour guides; removals; dog groomers)
• businesses who do not have business premises and are therefore ineligible for grants attached to the rates system (such as home-based, renting space in other premises e.g. chairs in salons, desks in offices)
If you have received support from, or are eligible to receive support from, schemes introduced since October 2020 you should not apply to this fund.
Update 12 March: Angus Council has been allocated further funding from Scottish Government for the Discretionary Fund. This means that we can now increase the amount of funding successful applicants can receive. The increased payments will be in line with employment tiers, as follows:
- No employees – £4,000
- Businesses employing between 2 and 10 staff – £6,000
- Businesses employing between 11 and 50 staff – £10,000
Successful applicants to this fund who have already received a payment will be contacted directly to provide additional evidence to confirm their number of employees (e.g. copy of payroll) and will then receive an additional top-up to bring their original payment up to these new levels.
For example, if you employ between 2 and 10 people and have already received a payment of £2,000, you will now receive an additional payment of £4,000.
These additional payments have now been made to existing applications who have provided us with the information required as requested by email.
New applicants to the fund will automatically receive the full higher payment.
The fund is now open for applications. See the Angus Council website to make an application.
Scotland’s Events Recovery Fund (SERF) has been established in conjunction with Scottish Government to help Scotland’s events sector plan and deliver events through to the end of 2021, and to provide support as the industry responds and adapts to the effects of COVID-19.
As part of our tourism and events recovery plan, this fund aims to help restart the events sector as restrictions are eased, and address additional costs which may be incurred as a result of new hygiene and health and safety requirements, allowing communities and the public to regain confidence in hosting and attending events.
A total of £2.75 million is available for eligible events planned to take place before the end of 2021. This is an open fund without a fixed application deadline. It is anticipated that up to £1.5m in funding may be awarded for applications received up to 31 December 2020, and that the remainder will be retained to support applications received between 1 January and 31 March 2021.
The fund is designed to support innovation by organisers in planning events, and applicants are encouraged to seek viable solutions, pilot new ideas and share best practice in their event plans.
There are two routes to funding available:
A. Community Events, and Events with existing EventScotland funding offers.
Awards of between £1,000 – £5,000 are available for eligible event organisers in Scotland.
B. Events supporting the visitor economy (e.g. regional and Scottish domestic tourism).
Awards of between £5,000 – £35,000 are available to larger scale events.
This fund aims to enable creative organisations to explore ways of working that will help them to adapt and respond to the current changing circumstances.
Due to a funding boost the fund threshold has been raised. Organisations and individuals can now apply for funding of between £1,000 and £100,000.
Funding for Individuals – Freelance and self-employed artists and creative practitioners in Scotland can apply for projects supporting the development of their practice.
Funding for Organisations – Organisations and groups based in Scotland whose work or project involves the arts, screen and creative industries.
Find out more about this fund.
The Community & Third Sector Recovery Programme is a £25 million programme providing specialist advice and financial support (grants and loans).
The aim is to help organisations to adapt and change so they can re-open and operate sustainably post-COVID whilst continuing to have a positive impact on people and communities.
This programme will have two strands, the Adapt & Thrive Programme and the Communities Recovery Fund.
The Adapt & Thrive Programme aims to support organisational change. Working with an advisor, organisations will be supported to develop a plan so they can operate sustainably post-COVID. Funding to implement the plan is also available in the form of grants (£5,000 – £25,000) and flexible 0% interest loans (from £25,000 to £250,000). In some cases, a blended approach of both grant and loan may be recommended. When this is the case, the minimum loan ‘portion’ that can be offered is £25,000.
The Adapt & Thrive Programme will run until March 2021.
The Communities Recovery Fund aims to support the delivery of services in communities that were suspended or reduced because of COVID, or the creation of new services that tackle new challenges presented by COVID. This fund will offer grant support of between £5,000 – £25,000 to implement changes to facilities, services and activities and up to £75,000 for partnership applications.
Applications for both funds are open now. Find out more.
In some cases, there will be an overlap and organisations may wish to access both Adapt and Thrive and Communities Recovery programmes. The single online application form covers both of these funds meaning the applicant can request support from both programmes and will be prompted to complete all relevant questions.
This means that, while an organisation’s request will be assessed separately by each strand, the organisation only needs to complete one form and its request can be assessed simultaneously. To receive support from both, an organisation will need to meet all relevant criteria for each programme.
The Coronavirus Job Retention Scheme has been extended until 30 September 2021. Find out how the Coronavirus Job Retention Scheme is changing on the UK Government website.
If you cannot maintain your workforce because your operations have been affected by coronavirus (COVID-19), you can furlough employees and apply for a grant to cover a portion of their usual monthly wage costs where you record them as being on furlough.
See full details of the scheme including eligibility and steps you need to take on the UK Government website.
The Coronavirus Statutory Sick Pay Rebate Scheme opened on 26 May 2020. Businesses with fewer than 250 employees can apply to HMRC to recover the costs of paying COVID-19-related Statutory Sick Pay.
The repayment will cover up to two weeks of SSP, and is payable if an employee is unable to work because they:
- have coronavirus; or
- are self-isolating and unable to work from home; or
- are shielding because they’ve been advised that they’re at high risk of severe illness from coronavirus
If you use an agent who is authorised to do PAYE online for you, they will be able to claim on your behalf. Employers who are unable to claim online should have received a letter on an alternative way to claim. Contact HMRC if you have not received a letter and are unable to make any eligible claims online.
The Kickstart Scheme is a new £2 billion fund to create job placements for 16 to 24 year olds who are on Universal Credit and are deemed to be at risk of long term unemployment.
Funding is available for each job will cover 100% of the relevant National Minimum Wage for 25 hours a week, plus the associated employer National Insurance contributions and employer minimum automatic enrollment contributions. There is also £1,500 per job placement available for setup costs, support and training.
The Kickstart scheme has changed. Businesses no longer need a minimum of 30 job placements to apply directly for a grant. You can now apply for a Kickstart Scheme grant by either applying online yourself or getting help from a Kickstart gateway who is already working with the Kickstart Scheme.
Businesses can submit an application via the UK Government website.
The Flexible Workforce Development Fund (FWDF) provides employers in Scotland who are UK Apprenticeship Levy-payers with flexible workforce development training opportunities within the high-quality learning environments available in Scotland’s colleges. It is also open to SMEs across the private, public and third sectors.
Eligible employers can use the FWDF to address priority skills gaps in their organisation by accessing up to £15,000 in funding to create tailored training programmes with their local college.
SMEs will be able to access up to £5,000 of college and Open University training.
The fund is flexible and allows employers to choose the training that will bring the greatest benefits to their organisation, while motivating and engaging their employees. The fund can be used to completely cover training or to partially cover training at a higher cost.
For Levy-paying employers who are interested in using private training provision administered through SDS, you need to fill out an enquiry form.
For all other FWDF enquiries, including SME applications and how to apply, please visit the Scottish Funding Council website
The BT Small Business Support Scheme introduces a range of new measures to help small business boost their connectivity, cash flow and confidence.
Funding ultrafast business connections: BT is helping to fund the total cost of an Ethernet line by subsidising the total cost by up to £2,500 per customer.
Bursaries for UK start-ups: BT has launched a new bursary scheme to give 1,000 UK start-ups and entrepreneurs a financial head start. Eligible companies can apply for a bursary to benefit from six months free fibre broadband and mobile bundles. You’ll need to have set up your company after 1 October 2019 and be taking BT Broadband for the first time.
Helping small businesses to go cashless: BT is preparing to launch a new digital payments solution, to help small businesses move to cashless transactions. Further details will be announced in due course.
Helping small businesses access the full power of digital and social media advertising: BT is looking to help small firms across the UK to better promote their goods and services online. More details will be announced in due course.
Supporting small businesses through mentoring: BT is introducing a new mentoring scheme for small businesses, to provide them with free access to its expertise across strategy, marketing, sales, and more. BT will support businesses via Digital Boost, a free non-profit platform uniting digital experts with leaders of small businesses and charities.
Helping small businesses acquire new digital skills: Help for small businesses with digital skills training is available through BT’s Skills for Tomorrow .BT has released new learning content on crucial topics, including how to prevent cyber-attacks and using social media to reach new customers.
Find out more about the BT Small Business Support Scheme.
Aquaculture businesses affected by the collapse of international markets due to the coronavirus pandemic can apply to cover the costs of storing unsold stock
To be eligible you must be an Aquaculture Enterprise, broadly defined as a business practicing the farming of fish, crustaceans, molluscs, aquatic plants, algae, and other organisms.
The eligible costs you can apply for are the additional storage costs occurring between 1 February and 31 December 2020 as a consequence of the COVID‐19 outbreak. These are expected to be the cost of refrigeration/freezing and transport. Other costs will be considered on a case by case basis.
Further details including application guidance and how to apply can be found via the Scottish Government website.
Before you make an Application please contact EMFF@gov.scot with brief details so your interest can be registered.
The Private Rent Sector Landlord Covid-19 Loan Scheme offers interest free loans to landlords whose tenants are having difficulty paying rent.
Applications are open now.
The loan is being delivered by the Energy Saving Trust on behalf of the Scottish Government.
Further information including online application form, general guidance and FAQs can be found via the Energy Savings Trust website.
The Recovery Loan Scheme ensures businesses of any size can continue to access loans and other kinds of finance up to £10 million per business once the existing COVID-19 loan schemes close, providing support as businesses recover and grow following the disruption of the pandemic and the end of the transition period.
Once received, the finance can be used for any legitimate business purpose, including growth and investment.
The government guarantees 80% of the finance to the lender to ensure they continue to have the confidence to lend to businesses.
See more information on the UK Government website.
The COVID Working Capital Loan provides Scottish SMEs with a loan to help fund working capital and cashflow needs. Eligible businesses may be able to borrow between £25,000 and £100,000, or up to £250,000 in exceptional circumstances.
All borrowers will be given an initial 3-month capital and interest holiday, with interest fixed at 6% thereafter.
Businesses must be able to prove they were not previously in financial difficulty, were financially viable at 31st December 2019 and demonstrate that with the support of a COVID Working Capital Loan they can trade through this pandemic.
Businesses should have tried to access the Coronavirus Business Interruption Loan Scheme (CBILS) or Bounce Back Loan Scheme (BBLS) available from the UK Government before applying to Business Loans Scotland for a COVID Working Capital Loan. Current or previous borrowers from Business Loans Scotland, as well as those businesses which have successfully applied to the Coronavirus Business Interruption Loan Scheme (CBILS) or the Bounce Back Loan Scheme (BBLS) are also eligible to apply.
Applications can be made through the Business Loans Scotland website.
VAT registered businesses can apply a temporary 5% reduced rate of VAT to certain supplies relating to hospitality, hotel and holiday accommodation and admissions to certain attractions.
The temporary reduced rate of 5% has been extended and will now apply to supplies that are made between 15 July 2020 and 30 September 2021. From 1 October 2021 until 31 March 2022, a VAT rate of 12.5% will apply.
If you supply food and non-alcoholic beverages for consumption on your premises, for example, a restaurant, café or pub, you’re currently required to charge VAT at the standard rate of 20%. However, when you make these supplies between 15 July 2020 and 31 March 2021 you will only need to charge 5%. You will also be able to charge the reduced rate of VAT on your supplies of hot takeaway food and hot takeaway non-alcoholic drinks.
Hotel and holiday accommodation
You will benefit from the temporary reduced rate if you:
- supply sleeping accommodation in a hotel or similar establishment
- make certain supplies of holiday accommodation
- charge fees for caravan pitches and associated facilities
- charge fees for tent pitches or camping facilities
Admission to certain attractions
If you charge a fee for admission to certain attractions where the supplies are currently standard rated, you will only need to charge the reduced rate of VAT between 15 July 2020 and 31 March 2021. However, if the fee you charge for admission is currently exempt that will take precedence and your supplies will not qualify for the reduced rate.
If you deferred VAT payments due between 20 March 2020 and 30 June 2020 and still have payments to make, you can:
- pay the deferred VAT in full, on or before 31 March 2021
- join the VAT deferral new payment scheme
- contact HMRC on telephone: 0800 024 1222 by 30 June if you need extra help to pay
The VAT deferral new payment scheme is open from 23 February 2021 up to and including 21 June 2021.
The scheme lets you:
- pay your deferred VAT in equal instalments, interest free
- choose the number of instalments, from 2 to 11 (depending on when you join)
How to join the new payment scheme
Before joining you must:
- Create your own Government Gateway account (if you don’t already have one)
- Submit any outstanding VAT returns from the last 4 years – otherwise you’ll not be able to join the scheme
- Correct errors on your VAT returns as soon as possible.
- Make sure you know how much you owe, including the amount you originally deferred and how much you may have already paid
To use the online scheme you must:
- join the scheme yourself, your agent cannot do this for you
- still have deferred VAT to pay
- be up to date with your VAT returns
- join by 21 June 2021
- pay the first instalment when you join
- pay your instalments by Direct Debit (if you want to use the scheme but cannot pay by Direct Debit, there’s an alternative entry route for you)
Find out more and apply to join the scheme on the UK Government website.
Trade Credit Insurance, which provides essential cover to business-to-business transactions, will receive up to £10 billion of UK Government guarantees.
The Trade Credit Reinsurance scheme, which has been agreed following extensive discussions with the insurance sector, will see the vast majority of Trade Credit Insurance coverage maintained across the UK. The guarantees will support supply chains and help businesses to trade with confidence knowing that they will be protected if a customer defaults or delays on payment.
The scheme is available on a temporary basis for nine months, backdated to 1 April 2020, and running until 31 December 2020, with the potential for extension if required. The scheme will be delivered through a reinsurance agreement that is open to all insurers currently operating in the UK market, covering both domestic and overseas trade with payment terms of up to 2 years
Implementation of the scheme is subject to state aid approval, agreement of full form documentation with insurers and acceptance of applications from insurers for participation
Further information can be found via the News section of the UK Government website.